plus de 2 mois

Certified Educator Training Program

Become a Holistic Management Certified Educator

Holistic Management Educators play an important role in support of HMI’s mission to educate people to manage land for a sustainable future. Most of them teach workshops, consult with farmers & ranchers and practice Holistic Management in their own operations.  While anyone can enroll in the training program, it’s primarily designed for land stewards, professional educators, and consultants who want to attain the highest level of competency and teach others to reap the benefits of Holistic Management. HMI is the ONLY organization that provides this rigorous training. You can find a current list of Educators in our community map and directory.

We offer an individualized two-year Holistic Management Certified Educator Training Program. This program is overseen by HMI, which engages experienced and knowledgeable Certified Educators to mentor the candidates through the program.

This self-directed training program provides a solid foundation in effectively facilitating and coaching the principles and practice of Holistic Management.

Each individualized program covers the same content areas and has similar requirements, but varies in structure. You can individualize your training by choosing where and how you will learn and take advantage of the international travel and exposure that increase your learning opportunities.

HMI staff will work with you to carefully select your mentoring team to maximize your learning experience. You will also receive support from HMI staff throughout your two-year program as well as a thorough evaluation of your learning portfolio and recommendations for further learning.

Certificat
Autres

Par Internet

Toute l'année

Bétail
Cultures
Fruits de champs et Légumes
Général
Serres- Fruits et Légumes, Pépinières, Aménagement
Autres Animaux
Volailles et Oeufs

Cultures
Gestion financière (incluant économie de production)
Aménagement paysager

Anglais

505-842-5252 Ext. 103
Visitez le site Internet du programme
Julie Fierro, Education Manager

plus de 2 mois

Comprehensive Distance Learning Courses 

Get Knee-Deep with Holistic Management

HMI offers a number of flexible learning options for folks that want to learn Holistic Management whole/farm ranch planning. Our Comprehensive Distance Learning series is part of our Professional  Development programand is designed primarily for land stewards, professional educators, and consultants. It’s also appropriate for producers interested in getting a more in-depth understanding of how to practice Holistic Management and it’s  an ideal foundation for becoming a Holistic Management Certified Educator.

 

Certificat
Autres

Par Internet

Toute l'année

Bétail
Cultures
Fruits de champs et Légumes
Général
Serres- Fruits et Légumes, Pépinières, Aménagement
Autres Animaux
Volailles et Oeufs

Cultures
Gestion financière (incluant économie de production)
Aménagement paysager

Anglais

505-842-5252 Ext. 103
Visitez le site Internet du programme
Julie Fierro, Education Manager

une semaine à 2 mois

Create the Farm or Ranch of Your Dreams with our Getting Started Online Learning Series
 

Why online learning from HMI?

HMI has been helping farmers, ranchers and land stewards develop and manage sustainable profitable enterprises for thirty years. We accomplish this by teaching Holistic Management Whole Farm /Ranch Planning, which addresses the environmental, economic, and social issues farmers and ranchers face today.

Whether you are a beginning farmer or a rancher with years of conventional agricultural experience, you’ll benefit from this series. Holistic Management is an effective, adaptive system built upon a value-based decision making process that has proven to be effective regardless of production focus or geography. Graziers with thousands of acres, as well as vegetable farmers with less than an acre, have all reaped the benefits of practicing Holistic Management. You can too.

Now you can learn Holistic Management from anywhere in the world. Our innovative Getting Started Online Series will teach you everything you need to know to build the farm or ranch of your dreams. The series consists of five individual courses.

 

 

Certificat

Par Internet

Le jour

Bétail
Cultures
Fruits de champs et Légumes
Général
Serres- Fruits et Légumes, Pépinières, Aménagement
Autres Animaux
Volailles et Oeufs

Cultures
Gestion financière (incluant économie de production)
Aménagement paysager

Anglais

505-842-5252 Ext. 103
Visitez le site Internet du programme
Julie Fierro, Education Manager

moins d’une semaine

2 days - February 26 & 27, 2015

 Day 1:
Hot Breakfast 800 - 900  
Introductions 900 - 930 Greg Thomarat
Market Bias and What Affects It 930 - 1015 Greg Thomarat
Break 1015 - 1030  
Fundamental Analysis  1030 - 1130 David Reimann
Workshop on fundamentals (form bias based on current supply) 1130 - 1200 David Reimann
Lunch 1200 - 1300  
Technical Trend Analysis 1300 - 1415 David Reimann
Break 1415 - 1430  
Workshop on technicals (current market) 1430 - 1515 David Reimann
Money flow and funds 1515 - 1600 Tony Ness
Break 1600 - 1700  
FCC Networking Hour (15 minute presentation and 45 minutes for Networking 1700 - 1800 FCC Territory Manager
Dinner & Market Outlook 1800-1930 David Reimann

 Day 2:
Hot Breakfast 700 - 800  
Understanding Basis 800 - 1015 Tyler Russell
Break 1015 - 1030  
Cargill GMAs - How and When to Use 1030 - 1130 Tyler Russell
Lunch 1130 - 1230 
Simulation 1230 - 300 Greg Thomarat
Wrap-Up 300 - 330 Greg Thomarat

500.00

$500 per person and $350 for each additional member of the same farm business. Payment due upon registration via cheque, credit card or made on account

Certificat

Participants will receive a certificate of completion after attending the conference.

Ateliers

Cultures

Marketing (incluant valeur ajoutée)

Anglais

3062603377
Greg Thomarat

Un jour ou moins

Available upon request.

 

Entire course is 3 - 4 hours in length so can be provided at various times during the day.

Hour 1: Participants will study land value changes over time, what the experts say is driving recent price increases and the evidence behind this rationale.

Next participants will explore six different considerations in assessing the value of land; carrying cost, leverage vs. cash, weighted average cash outflow for capital, net operating profit, return on investment and additional costs of expansion. Students will understand how these considerations are having an effect on land values in their local area and their own ability to purchase land.  

 

Hour 2: Using the provided workbook, participants will put what they have just learned into practice through a case study exercise including what-if? scenarios on variable factors such as interest rate and net operating profit. Students will be given opportunity to discuss how to make decisions based on the information presented in the case study.   

The second part of Hour 2 switches gears to examine considerations specific to each individual farm’s financial position that dictate How Much Can You Afford to Pay for Land?; Working capital, Leverage and Debt Servicing.

 

Hour 3+: Using the provided workbook, participants will put what they have learned into practice through a full realistic case study exercise. Most importantly, students will have an opportunity to learn and discuss with each other how to use the information to make decisions on their farm.  

$500

Cost of $500 includes workshop and accompanying workbook. Does not include meals, travel or accomodation.

Those actively farming/ranching and looking to expand their land base.

Certificat

En Classe
Ateliers

Best presented in classroom format to groups of 20 - 60 participants

Le jour
Toute l'année

Bétail
Cultures
Fruits de champs et Légumes
Général
Volailles et Oeufs
Porcs
Fruits de verger et Vignes

Planification, stratégie et structure de l’entreprise
Gestion financière (incluant économie de production)

 

In this session we will examine who is purchasing land for "ridiculous" prices across your province and how they are doing it. The land purchase decision involves considerations at both the farm and market level. We will not only explore key valuation factors in determining what should be considered a fair price for land but also the financial indicators specific to your farm that dictate whether a potential land purchase is your best investment. We will put all these calculations to work through practical and realistic case study examples. Participants will come away from the session with a tool set to evaluate market land price and their own farm’s ability to pay for land. 

Anglais

(204) 868-5658
Jacqueline Gerrard, Consultant Associate

une semaine à 2 mois

The course will be approximately one week and delivered over one month depending on participant's availability. It will be provided one-on-one at your farm or at the KC Financial & Management Consulting office located near Tisdale, SK. The program is offered using Experiential learning, the process of making meaning from direct experience, ie "learning from experience". Experiential learning is inductive, learner centered and activity oriented. The program is offered throughout the year and may be scheduled at your convenience.

Day 1

1. Determine your level of understanding of financial statements

2. Provide an overview and explain the benefits of using financial statements for business planning

3. Explain financial management tools such as: 

• net worth statement
• production plan
• cash flow
• accrual statement
• historical income and expense statement

Explain the key financial ratios and what each ratio indicates:

• current ratio
• working capital
• equity ratio
• debt to equity ratio
• debt servicing ratio
• return to investment
• return to equity

4. Outline industry standards and bench marks 

5. Explain how participants may determine/ assess their financial position against industry standards

6. Explain the importance of relationships with financial institutions and suppliers

7. Explain suppliers and creditor’s needs and the benefits of maintaining a good relationship

• their risk rating process and the effect the rating has on:
• access to credit
• interest rate
• fees

9. Understanding the importance of risk management including production, insurance, tax management and legal

10. You will participate in a goal setting exercise and develop your own business, financial and personal goals

Day 2

1. You will apply the tools learned in Day 1

2. Together we will complete an operating plan including net worth statement, production plan, cash flow, accrual statement, historic income and expense report for your farm

3. We will explain the importance of knowing your variable expenses and completing a comparison of income and expenses per commodity to determine the best return

4. We will discuss the importance of relying on reasonable assumptions

5. We will explain how to determine your:

• net worth
• current ratio
• working capital
• equity ratio
• debt to equity ratio
• gross margin
• debt servicing ability
• return to investment and equity
• machinery cost per acre

6. Together we will prepare an annual, quarterly or monthly cash flow projection

7. We will assess your ability to pay expenses as they are due

8. We will assess your operating requirements and the review the cost of your sources of operating credit

9. We will assess your cash flow needs and the impact they may have on marketing decisions

10. We will review your own financial ratios

11. We will compare your ratios to industry standards and bench marks

12. We will review the progress you project from the beginning to the end of each cycle

13. Together we will “brain storm” to determine possible options that may assist you in achieving your goals

Day 3

1. You will be provided with an Action Plan(s) projecting the impact anticipated from the action you may be considering

2. You will be provided with a comparison of the ratios/financial indicators comparing the Operating Plan to those projected in the Action Plan(s)

3. You will receive an assessment of the Action Plan(s) in relation to the Operating Plan and Business, Financial and Personal Goals

4. We will discuss follow-up and who will initiate the action and the time frames anticipated

5. We will discuss options to assist in monitoring and assessing your progress

You will receive a comprehensive report including an executive summary, business, financial and personal goals and an assessment of your financial position and the options being considered. The report will also include a comparison of your ratios in the Operating and Action Plans to the industry standards. This report will be a useful management tool and we will discuss best practices available to assist in implementation of everything you have learned. Also, the report if shared with your creditor(s) may strengthen your relationship. In addition, while sharing the report is optional, it may better position your business to access future financing at the lowest possible cost.

5000.00

An estimate will be provided based on your specific needs. Tuition begins at $5,000.00 and is determined by your needs and the size/complexity of your business.

1) farmers who wish to maximize the performance of their business.

2) farmers considering structural change such as, expansion or restructuring debt.  

3) farmers who wish to position their business to be able to negotiate the best possible terms with suppliers and financial institutions.

Certificat

We provide a certificate upon successful completion of the course

Sur les lieux ou à la ferme

One on one, using Experiential learning and delivered by an experienced farm management consultant. The program will be tailored to meet your particular needs. In addition, the consultant also delivers other programs for Agriculture and Agri-Food Canada and the Saskatchewan Ministry of Agriculture. You may request a referral if these programs may also be of assistance. The consultant has extensive lending experience, training and experience in mediation and considerable farm management consulting experience. He is available to provide on-going consulting on a private basis after completion of this program.

Toute l'année

KC Financial & Management Consulting operates on a full-time year around basis. Consulting and training for agriculture and agri-business is our specialty and we deliver one-on-one. Consulting and training is what we do!

Bétail
Cultures
Fruits de champs et Légumes
Général
Serres- Fruits et Légumes, Pépinières, Aménagement
Autres et Non Traditionnel
Autres Animaux
Volailles et Oeufs
Porcs
Fruits de verger et Vignes

Planification, stratégie et structure de l’entreprise
Gestion financière (incluant économie de production)

Anglais

3068734150
Ken Childs, Consultant

500.00

Ateliers

Général

Gestion financière (incluant économie de production)

Anglais

(306) 722-3884
Visitez le site Internet du programme
Kelvin Shultz

Un jour ou moins
moins d’une semaine

Financial Modeling is a consulting and planning process which integrates a producer’s personal and business financial information, and can test a variety of financial strategies such as business restructuring, acquirement, exit, succession and tax minimization plans and their potential impact upon the producer’s future standard of living and net worth.

Training is provided to producers wishing to improve their financial skill set and is based upon the reports generated by the Financial Modelling process. Financial Modelling I provides background information on the reporting produced by the financial models. Financial Modelling II provides supplementary training blocks that focus upon topics, concepts or strategies that the consultant and producer have agreed require greater clarity and understanding. Training blocks are provided in two hour sessions, customized to the producer's personal financial environment.

Business structures:

• Proprietorships, partnerships, corporations and holding companies.
• Taxation of personal income vs corporate income.
• Shareholder compensation strategies.
• Dividend income vs wages & bonuses, impact on RRSP contributions and CPP benefits.
• Timing the extraction of shareholder loans, wages and or dividends.
• Share issuance strategies to maximize compensation options.

Tax deferral and tax minimization strategies:

• Marginal tax brackets and indexing.
• Income splitting with spouses and children.
• Tax-efficient extraction of holding company assets.
• Tax free transfer strategies of operating and holding company assets to estate beneficiaries.

Personal Tax Deferral:

• Personal tax deferral with RRSPs, IPPs, Family IPPs, RRIFs, TFSAs, Universal Life Insurance products.
• Making the most of RRSP deduction limits; timing of RRSP contributions.
• Mini RRIFs and pension credits.
• Intergenerational family farm rollovers.
• Capital Gains Exemptions, Alternative Minimum Tax and AMT tax credits.
• Protecting the Capital Gains Exemption; land rent vs crop share.

Protecting farm assets from Death, Disability, Divorce and Disputes:

• Family trusts.
• Holding companies.
• Pre-Nuptial agreements.
• Wills and Estate Planning.
• Testamentary trusts.
• Preferred shares and will planning.
• Shareholder agreements.

Personal Entitlements:

Canada Pension Plan;

• Starting benefits early vs late.
• Determining optimum ages to stop making CPP premium contributions.
• Value of indexed benefits.
• Self-employed, CPP contributions past age 65, post retirement benefits and break-even periods.
• Child rearing drop out provisions.

Old Age Security;

• Thresholds and claw-backs.
• Value of indexed benefits.
• Would deferring receiving OAS benefits to a later age be to your advantage?

Off farm Pension Plans;

• Defined benefit plans.
• Defined contribution plan.
• Individual Pension Plans.
• Structuring Indexed annuities as pension plans.

Off Farm investing;

• Investment portfolios; understanding investment risk, risk tolerance.
• RRSPs, RRIFs & Self Directed Accounts.
• Annuities.
• Individual Pension Plans.
• Tax Free Savings Accounts.
• Registered Education Savings Plans.
• Registered Disability Savings Plans.
• Minimum investment return requirements.
• Dollar cost averaging.
• Retirement and reverse dollar cost averaging.
• Correlations between inflation and fixed income investments.
• Time value of money (present value vs future value).

Farm Business Risk Management:

• Crop Insurance.
• AgriStability.
• AgriInvest.
• Correlations between business loan interest rates & inflation.

Personal Risk Management:

• Life insurance and the Present Value of Human Capital.
• Insurance benefits and the Time value of money (present value vs future value).
• Life insurance strategies and succession planning.
• Disability and Critical Illness insurance.
• Workers Compensation for farmers.
• Private Health Services plans.
• Loans; correlation between inflation and interest rates.

Financial statement analysis and financial ratios:

• The value of understanding statement analysis when communicating with lenders and partners.
• The basics of Accrual and Cash Basis Accounting.
• Understanding your Income Statement.
• Understanding your Balance Sheet.
• Understanding your Cash Flow Statement.

Liquidity Ratios including;

• Current Ratio, Acid Test, Working Capital Ratio.

Solvency Ratios including:

• Debt to Asset Ratio, Equity to Asset Ratio, Debt Service Coverage Ratio.

Succession planning: 

• SWOT analysis in succession planning.
• Ensuring family harmony; Working with family.

It’s all about communication;

• Structured family business meetings.
• Professional respect.
• Shared visions.
• Understanding strengths of individual family members.
• Conflict resolution.
• Outside advisors.

Transfer of control and ownership;

• Establishing and agreeing on goals.
• Setting timelines.
• Who has the final say?

Estate planning:

• Quantifying sweat equity.
• Identifying risk in succession planning.
• Valuing gifts to non-farming children.
• Division of estate assets and the meaning of fairness to non-farming children.
• Time value of money and estate division.
• The use of Family trusts in succession planning.

$275 per hour plus travel.

Producers interested in tax minimization and business re-structuring strategies as they relate to their personal financial environment.

Producers interested in integrating personal retirement planning with farm exit and/or succession planning.

Producers wishing to improve financial management skills and their understanding of financial reporting to better communicate with lenders, accounting professionals and partners.

Certificat

Par Internet
Sur les lieux ou à la ferme

Since financial modeling prepares reports based upon a producer’s private personal and business financial information, training is delivered on-site or on farm, or online if a producer's computer hardware & connections allow.

Attendees include the producer and spouse, and if appropriate successors may be invited to attend.

Instructors include the trainer (with Financial Planning designations and AgExpert Analyst Certified Advisor training, and if required may include a co-trainer such as the producer’s accounting or other financial professional.

Le jour
En soirée
Le week-end
Toute l'année

Aquaculture
Bétail
Cultures
Fruits de champs et Légumes
Général
Serres- Fruits et Légumes, Pépinières, Aménagement
Autres et Non Traditionnel
Autres Animaux
Volailles et Oeufs
Porcs
Fruits de verger et Vignes

Planification, stratégie et structure de l’entreprise
Gestion financière (incluant économie de production)
Planification du transfert de l’entreprise

Anglais

1-800-589-0980
306-537-6731
Raymond Riel